There are two types of interest rates on fixed CDs: promotional and standard. You must deposit at least $1,000, but the rates are the same regardless of your total balance. The Huntington Bank Fixed Rate CDs pay 0.05% to 5.13% APY. Promotional rates are only available for a handful of term lengths, but they can increase the APY significantly. The most important factor is whether you choose a term that pays a standard rate or one that pays a promotional rate. The rates at Huntington Bank are similar for both regular and jumbo CDs. Here's everything you need to know about Huntington Bank CD rates.
In that case, you're better off opening one of the best CDs at an online bank. But unless you choose a promotional term with a high rate, you'll be stuck earning 0.05% or 0.10% APY (Annual Percentage Yield). Huntington Bank (Member FDIC) offers various financial products, including two types of CDs - fixed rate and jumbo fixed rate.ĬD term lengths range from one week to six years.
